Many travel guides assume that "all flexible credit card points transfer to airline miles," but when it comes to Cathay Pacific Asia Miles, the credit card you hold dictates your options—especially if you are a Chase cardholder.
| Credit Card Currency | Transfer Ratio | Notes |
|---|---|---|
| Citi ThankYou Points | 1 : 1 | No loss in value, fast transfer |
| Capital One Miles | 1 : 1 | No loss in value |
| Bilt Rewards | 1 : 1 | No loss in value, relatively fast |
| Amex Membership Rewards | 5 : 4 | Devalued from the previous 1:1 ratio. You lose 20% of your points in the transfer. |
If you only have Chase Ultimate Rewards points and want to fly Cathay Pacific, there is a workaround: you can transfer your Chase points to British Airways Avios. Since both Cathay Pacific and British Airways are part of the oneworld alliance, you can use Avios to book Cathay Pacific award flights. Keep in mind that this is an indirect route. The mileage required via British Airways may differ from Asia Miles, and British Airways often passes on higher carrier-imposed surcharges for long-haul flights.
Once you know the actual transfer ratio (e.g., 1:1 for Citi or 5:4 for Amex), the next step is calculating whether the resulting miles offer good value for the flight you want to book. Never guess—especially when transferring from Amex where you lose 20% upfront. Run the math to ensure the redemption is worth it.
Find out if a 1:1 Citi transfer or a 5:4 Amex transfer makes sense in seconds.
Open the Points & Miles Calculator →Transfer ratios and partnerships are subject to change without notice (Amex has historically adjusted its Cathay transfer ratio). Always check the current rates on your card issuer's official portal before transferring. This article does not constitute financial advice and does not represent the official stance of any bank or airline. Last fact-checked: August 2026.